Christmas tends to be an expensive time of year for everyone. The majority of us will have higher energy bills, as we require more warmth to be comfortable within our properties. Most of us want to purchase a tree and decorations to make our homes more cosy.
We are likely to be invited to a whole host of social events and celebrations and the more we attend, the more the prices rack up. However, it tends to be a particularly expensive time of year for those of us with little ones. We want to keep the magic of Christmas alive by ensuring that they have something special under the tree when they wake up on Christmas morning.
But seeing as we have the same income during December as we do at any other time of year, many of us find ourselves taking out loans and putting purchases on credit cards in order to tide ourselves over during the festive period. This should be avoided at all costs.
After all, engaging with professional lenders tends to come hand in hand with interest rates and clearing debt in the new year can be difficult and put pressure or strain on our usual finances. The good news is that there are ways to save in the lead up to Christmas. Here are just a few to consider!
Take a Look Over Existing Outgoings
Chances are that you can make major savings by taking a look over current outgoings. Most of us have various direct debits coming out of our accounts on a monthly basis. These can include semi-luxury costs such as phone bills, television subscription packages, and internet provider costs.
These areas of the market tend to be pretty competitive and it’s highly likely that a competitor company will be happy to offer you a lower price on your existing packages in order to take your custom to them. Read up reviews like the Freedompop review, which will give you a good idea of whether potential providers’ services are up to scratch or not! This can help you to cut the costs of what you’re paying for anyway, leaving more money aside for festive purchases.
Use Voucher Codes
If your kid has a set Christmas list, you’re probably going to stick to it. This is why you should look for voucher codes on specific products that they are interested in. These can be applied through most E-commerce sites’ checkout processes and can save you significant sums of money on items that you intend to buy regardless of their cost.
These are just a couple of steps that you can take to save money in the lead up to the most wonderful time of year! Remember that every penny counts! Taking these simple steps may take a little time and effort, but it’ll be more than worth it when you avoid slipping into debt!
Josh – Contributing Author